In our experience, the best way to help you meet your highest priorities and goals is to see your life through your mind’s eye. Thus, our process begins with assessments of the varied components of your life.
1 circle.png

Risk Tolerance Profile

This questionnaire is a specialized tool that can help our team assess your risk tolerance to help ensure your investments are in-line with your expectations. The assessment consists of a short series of questions that will enable us to tailor an investment plan to help you achieve your goals and objectives.
2 circle.png

Our Family Values Assessment

Goals _ Relationships _ Interests _ Assets _ Advisors.png
The family values assessment is a questionnaire covering the five core tenets of your life as they relate to our work with you. At the heart of this assessment is our desire to understand you as an individual. What does your ideal weekend look like? What type of books do you like to read? What television show is currently piquing your interest? Where do you want to go on your next vacation? What are your interests and hobbies? How do you want to spend your time and your money? Do you have any medical conditions? We strive to provide a safe environment that encourages honest conversations and presents us with an opportunity to capture a portrait of your life as it exists today.

3 circle.png

Balance Sheet and Cash Flow

We seek to create a balance sheet so that investors can see all of their assets in one place, whether their investments are held with us or not. Our team finds this to be very valuable, as we work with numerous individuals and families who have assets in many locations. In these cases, it becomes very difficult for them to manage their portfolios and see the bigger picture – maybe you can relate.

We then begin the process of establishing confidence in and around the decisions you make. It can be very difficult to begin the planning process unless we thoroughly understand how your lifestyle will need to be funded. Therefore, we create a cash flow forecast to help us analyze what steps need to be taken in order to get you where you want to go.
4 circle.png

Stress Testing Your Wealth Plan

Once we have insights into your unique situation, we can then use the Envision® process, which pulls all this information together in a report that will determine the likelihood you have of accomplishing your goals over your lifetime. This process and its results are included in your monthly statement – as well as our quarterly reviews with you – so that you are kept abreast of the latest developments and changes.
IMPORTANT: The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

Envision® methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2021 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.
As part of our advisory program, we typically offer our clients four distinctly separate portfolio options, and we find that many of the individuals we work with are passionate about which approved strategy they’d like to be involved with. Others prefer to have us provide our opinion on the matter, as their trusted advisor. 

value growth international dividend next level circles.png

Regardless of your preference, we are happy to provide you with our knowledge. At the end of the day, we are here to advise you to reach your goals and desired expectations.

The PIM program is not appropriate for all investors. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services. The minimum account size for this program is $50,000.